I cannot say enough good things about Rachel. She's knowledgeable, concise, patient, and works hard for her clients to get the best rates. I have recommended her services to family and friends. She's the best there is!
Rachel is the absolute BEST! I can assure you, you will not find a more caring, hardworking, knowledgeable, trustworthy person to help with your financial needs. Thank you again for your hard work.
I am self-employed, and write off a lot of my income. I was ready to give up after trying multiple lenders who couldn't seem to get me approved for a loan. When I went to Rate One, they quickly calculated my income from my corporate tax returns, and found a loan that would work for my situation.
I had no equity in my home, and thought it would be impossible to refinance. I checked with Rate One to confirm that there was no way for me to refinance, and instead they found an option that would work for my situation! They told me about the HARP program, and it turns out I could still refinance even though my home’s value had dropped tremendously. A month later, my refinance was completed with a low rate, and great service.
Working with Rate One Financial was an excellent decision. I was turned down from Greenlight Financial due to my income. My loan officer at Rate One was able to restructure my income using all of my social security benefits and pension to get me qualified for an excellent rate.
I loved the service at Rate One Financial. My loan officer even gave me her home phone number which made it very easy to stay in touch. The entire process took under 30 days, and I will definitely use their services again in the future.
I have 5 rental properties, so it was difficult for other companies to understand all of my rental income. My loan officer was able to qualify me efficiently for a loan that was fitting to my situation.
Martin Mesa and the team at Rate One Financial did a great job as we refinanced our existing mortgage. Because of their experience and knowledge, we were able to secure an excellent rate and significantly reduce our monthly mortgage payment. I was so impressed with their communication and attention to detail. I would definitely recommend Rate One to anyone seeking a new mortgage or to refinance.
As a first time home buyer with little to no knowledge of the overall process, Rate One made it simple, accurate, and smooth. Martin and his team were attentive and compassionate to needs of my family. I would absolutely recommend Rate One to anyone venturing into the home buying process. It is a buyers market for sure, however there are still pitfalls anytime you deal with Real estate. Martin and his group are there ensure that those pitfalls do not become insurmountable hurdles.
I just can't say enough about Martin Mesa and the team at Rate One Financial. They were kind, curteous and always willing to answer all my questions no matter how many times I asked them or how silly the question may have been. I would absolutely recommend Rate Once Financial to all my family and friends as I know they will be in great hands. Thank you Martin and Rate One Financial!!
